How-To Guide

How to Check Credit Card Points Balance — HDFC, Axis, SBI, AMEX & More

June 24, 2026 Cashard Team 7 min read All Banks
Home › Blog › How to Check Points Balance

Before you can sell, redeem, or maximize your credit card reward points, you need to know exactly how many you have. Here's a bank-by-bank guide to checking your points balance in 2026.

Bank-by-Bank Points Balance Guide

HDFC Bank

Best method: HDFC Mobile App

  1. Open the HDFC Bank Mobile App
  2. Go to Cards → Select your credit card
  3. Tap Rewards or SmartBuy
  4. Your points balance appears with category breakdown

Alternative: Login to netbanking.hdfcbank.com → Cards → Credit Cards → Rewards Points

SMS method: SMS REWARDBAL to 5676712 from your registered mobile

Value tip: HDFC Infinia points are worth Rs 0.70-0.80 each on Cashard

Axis Bank

Best method: Axis Mobile App

  1. Open the Axis Bank Mobile App
  2. Go to Cards → Select your card
  3. Tap Reward Points / EDGE Rewards
  4. Your EDGE points balance and expiry dates will show

Alternative: Login to axisbank.com → Cards → EDGE Rewards

Value tip: Axis Magnus points are worth Rs 0.55-0.65 each on Cashard

SBI Card

Best method: SBI Card App

  1. Download the SBI Card app (separate from SBI Bank app)
  2. Login → My Account → Rewards
  3. Your reward points balance with expiry dates appears

Alternative: Login to sbicard.com → Rewards section

Customer care: Call 1860-180-1290

Value tip: SBI Elite points are worth Rs 0.42-0.50 each on Cashard

American Express (AMEX)

Best method: AMEX India App

  1. Open the Amex India app
  2. Tap your card → Membership Rewards
  3. Your MR points balance appears with expiry information

Alternative: Login to americanexpress.com/in → Membership Rewards

⚠️ Warning: AMEX points expire in 12-18 months. Check your AMEX value now

ICICI Bank

Best method: iMobile App

  1. Open iMobile Pay app
  2. Go to Cards → Select credit card
  3. Tap Reward Points

Alternative: Login to icicibank.com → Cards → Rewards

Value tip: Sell ICICI points on Cashard for best rates

HSBC

Best method: HSBC India App

  1. Open the HSBC India app
  2. Go to Cards → Rewards
  3. View your points balance and redemption options

Alternative: Login to hsbc.co.in → Cards → Reward Points

Value tip: Sell HSBC points on Cashard

Important: Check Expiry Dates

When you check your balance, always look for the expiry date. Most banks show this alongside your points total. If points are expiring within 3-6 months, act now — either redeem through the bank or sell for cash on Cashard at 2-3x the catalogue value.

What to Do After Checking Your Balance

  1. Screenshot your balance — you'll need this for your Cashard quote
  2. Note the expiry date — prioritize points expiring soonest
  3. Check your per-point value — use our comparison guide
  4. Get a cash quote — visit Cashard's sell page for instant valuation

Frequently Asked Questions

How do I check my HDFC credit card points?
Login to HDFC NetBanking → Cards → Rewards → View Points Balance. Or use the HDFC Bank mobile app under the Cards section. You can also SMS REWARDBAL to 5676712.
How do I check my Axis Bank reward points?
Login to Axis Bank mobile app → Cards → Reward Points. Or visit the Axis Bank website under Cards → EDGE Rewards section.
Do credit card points expire in India?
Yes. Most Indian credit card points expire 2-3 years after earning. AMEX points expire in 12-18 months. Always check your expiry date and act before points vanish.

Know Your Balance? Get Your Cash Value Now

Instant quote — no login, no card details needed.

Get My Points Valued

Related Articles

HDFC Infinia Value Guide Axis Magnus Value Guide SBI Card Value Guide AMEX MR Value Guide