Bank Guide

Sell HDFC Bank Reward Points for Instant Cash — Best Rates 2026

June 22, 2026 Cashard Team 7 min read Credit Card

HDFC Bank credit cards are among India's most rewarding — and their points are also the most valuable when sold for cash. If you hold an Infinia, Diners Club Black, Regalia, or Regalia Gold card, your accumulated reward points could be worth Rs 4,000 to Rs 8,000 per 10,000 points through Cashard.

HDFC Card Point Values at a Glance

HDFC CardCashard Rate/Point10K Points = CashEarn Rate
InfiniaRs 0.70–0.80Rs 7,000–8,0005 pts/Rs 150
Diners Club BlackRs 0.65–0.75Rs 6,500–7,5005 pts/Rs 150
RegaliaRs 0.40–0.50Rs 4,000–5,0004 pts/Rs 150
Regalia GoldRs 0.35–0.45Rs 3,500–4,5004 pts/Rs 150

How to Sell HDFC Points on Cashard

  1. Visit Sell HDFC Points on Cashard
  2. Select your specific HDFC card (Infinia, Diners Black, Regalia, etc.)
  3. Enter your points balance — the live calculator shows your cash value
  4. Submit your name, email, and UPI ID
  5. Cashard team guides you through the transfer — no card PIN, OTP, or login required
  6. Cash delivered to your UPI account within 24 hours
Important: Points Expiry

HDFC reward points expire after 2-3 years depending on your card type. Check your SmartBuy portal or monthly statement for your exact expiry date. Don't let valuable points disappear — sell them for cash before they expire.

Why HDFC Points Are Worth Selling

HDFC Bank's reward ecosystem gives better-than-average point values due to strong transfer partnerships with airlines and hotels. But unless you regularly book business class flights or 5-star hotels, converting to instant cash via Cashard gives you the most flexible value.

Real Customer Example

Rahul from Mumbai had 25,000 Infinia points expiring in 2 months. Instead of redeeming for Rs 6,250 in HDFC SmartBuy vouchers, he sold them on Cashard for Rs 18,750 — deposited directly to his bank account via UPI within 18 hours.

Frequently Asked Questions

How do I check my HDFC points balance?
Log into HDFC NetBanking > Cards > Reward Points, or check your monthly credit card statement. You can also call HDFC customer care or use the HDFC SmartBuy portal.
Do I need to transfer points to an airline first?
No. Cashard handles the entire process. You don't need to manually transfer points to any airline or hotel program.
Is selling HDFC points safe?
Absolutely. Cashard has processed over 2,800 transactions with a 4.9/5 rating. No card credentials are ever required — only your points balance and UPI ID. Learn more about our 5-layer security framework.
Can I sell HDFC Millennia or MoneyBack card points?
Currently, Cashard supports premium HDFC cards (Infinia, Diners Black, Regalia, Regalia Gold). MoneyBack and Millennia card support is coming soon.
What is the minimum HDFC points needed to sell?
The minimum is 5,000 points for HDFC Infinia and Diners Black, and 3,000 points for Regalia and Regalia Gold.

Sell Your HDFC Points Today

Get the best market rate for your HDFC reward points. Instant UPI payout guaranteed.

Get My HDFC Points Value

Related Guides

HDFC Infinia Value Deep Dive All Cards Comparison Is Selling Safe? Convert Points to Cash