India's most coveted super-premium credit card. The HDFC Infinia offers one of the best reward point programs in the country with 1:1 transfer ratios to 10+ airline and hotel partners, making it the gold standard for points maximization.
HDFC Infinia points are among the most valuable in India. Value depends heavily on redemption path: bank catalogue gives ~₹0.25/pt, SmartBuy gives ~₹0.50/pt, but transferring to airline partners like Singapore Airlines or Emirates for premium cabin bookings can yield ₹1.00-₹1.50+ per point. Through Cashard value recovery, eligible users typically receive ₹0.55-₹0.70/pt.
* Values are indicative. Actual returns depend on specific redemption chosen and market conditions.
HDFC Infinia reward points typically expire 2-3 years after the date of earning, depending on the specific reward cycle. Points expire on a FIFO basis (first earned, first expired). Activity on the card does not reset expiry for already-earned points. Always check your current balance and expiry dates via HDFC NetBanking.
Transfer 1:1 to Singapore Airlines, Emirates, or British Airways for premium cabin bookings worth ₹1.00-₹2.00+ per point.
Award Booking Concierge →For users who don't travel, recover ₹0.55-₹0.70 per point through our escrow-protected process. 24hr payout via UPI/NEFT.
Check Your Points Value →Use SmartBuy for Amazon/Flipkart purchases with 10x accelerated earning. Good for everyday spending optimization.
Compare All Options →HDFC Infinia points are worth ₹0.25-₹2.00+ depending on how you use them. Bank catalogue gives the worst value (~₹0.25/pt), while transferring to airlines for premium bookings can give ₹1.50+ per point. Cashard value recovery typically yields ₹0.55-₹0.70/pt.
Yes. HDFC Infinia supports 1:1 transfer to Emirates Skywards. This is one of the best uses if you're planning a premium cabin flight on Emirates. Transfers typically take 2-5 business days.
Yes. Points typically expire 2-3 years after earning on a FIFO basis. Unlike some programs, card activity does not reset expiry for already-earned points. Monitor your balance regularly via NetBanking.
If you don't plan to travel or transfer to airline partners, value recovery through Cashard (₹0.55-₹0.70/pt) is significantly better than bank catalogue (₹0.25/pt) or statement credit. However, if you travel, airline transfers give the highest value.