Last Updated:27 JULY 2025
By accessing or using our website, cashard.com (the "Site"), and the services provided therein (the "Service"), you agree to be bound by these Terms of Use ("Terms"). If you disagree with any part of the terms, then you may not access the Service.
Cashard provides a platform for users to convert their eligible, unused reward points from various programs (including credit cards, airline miles, and gift cards) into Indian Rupees (INR) through electronic payment methods such as UPI and bank transfer.
You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you are the lawful owner of the reward points you wish to convert and that you have the authority to perform the transaction. You agree to provide accurate, current, and complete information during the transaction process and to comply with all applicable laws.
The conversion rates for reward points are displayed on our Site and are subject to change without notice. The quote provided by our calculator is an estimate. The final payout amount is confirmed only after successful verification by our team. While we strive for instant payouts, transaction times can vary based on bank processing times and verification requirements.
You may not access or use the Site for any purpose other than that for which we make the Site available. Prohibited activities include, but are not limited to: attempting to transact with fraudulent or stolen reward points, interfering with the security-related features of the Site, and using the Service in any way that violates applicable laws or regulations.
In no event will Cashard or its directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages arising from your use of the site or the service. Our liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to us during the transaction period in question.
Cashard is an independent service provider and is not affiliated with, endorsed by, or in any way officially connected with American Express, HDFC Bank, Axis Bank, SBI, or any other financial institution or rewards program mentioned on this Site. All product and company names are trademarks™ or registered® trademarks of their respective holders.
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any legal action or proceeding related to this Site shall be brought exclusively in a court of competent jurisdiction sitting in Delhi, India.
To resolve a complaint regarding the Service or to receive further information regarding use of the Service, please contact us at: support@cashard.com.