HDFC Infinia — ₹0.65/ptAxis Magnus — ₹0.55/ptAmex Platinum — ₹0.70/ptHDFC Diners Black — ₹0.62/ptAmex MRCC — ₹0.68/ptAmazon Gift Card — 88% valueFlipkart Gift Card — 85% valueMakeMyTrip Voucher — 88% valueEmirates Skywards — Award booking availableAir India — Award booking availableBritish Airways Avios — Award booking availableSBI Elite — ₹0.35/ptHDFC Infinia — ₹0.65/ptAxis Magnus — ₹0.55/ptAmex Platinum — ₹0.70/pt

HSBC · Premium YELLOW

HSBC TravelOne

HSBC TravelOne is a travel-focused credit card offering accelerated earning on international and domestic spends. Points are best utilized through the SmartValue travel portal or MakeMyTrip integration for flights and hotels.

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Indicative Value Range

₹0.20 — ₹0.50 per point

What Drives Value

HSBC TravelOne points are mid-tier in value. The bank catalogue offers ~₹0.20/pt, but the SmartValue travel portal and MakeMyTrip integration can push value to ₹0.40-₹0.50/pt for travel bookings. Cashard value recovery offers ~₹0.30-₹0.40/pt for non-travelers.

Redemption Options

Path	Value/pt	Rating	Notes
HSBC Catalogue	₹0.15-0.20	Worst	Standard merchandise redemption
Statement Credit	₹0.20	Below Avg	Points converted to statement credit
Value Recovery (Cashard)	₹0.30-0.40	Smart	Escrow-protected, 24hr payout
SmartValue Travel	₹0.40-0.50	Good	Flight and hotel bookings via portal
MakeMyTrip Integration	₹0.35-0.50	Good	Travel bookings via MMT partnership

* Values are indicative. Actual returns depend on specific redemption chosen and market conditions.

Expiry Policy

HSBC TravelOne reward points typically expire 2 years after the date of earning. Points are forfeited if the card is closed. Monitor your balance via HSBC NetBanking.

Important to Know

HSBC terms and conditions apply to all point redemptions.
SmartValue portal availability and rates may change without notice.
MakeMyTrip integration is subject to HSBC partnership terms.
Value recovery via Cashard is subject to eligibility verification and KYC.

Better Ways to Use Your HSBC TravelOne Points

SmartValue Travel Portal

Book flights and hotels through HSBC's SmartValue portal for ₹0.40-₹0.50 per point — the best redemption path.

Compare All Options →

Value Recovery via Cashard

Recover ₹0.30-₹0.40 per point if you don't travel. Escrow-protected with 24hr payout.

Check Your Points Value →

Use the Calculator

See your exact value breakdown across all paths instantly.

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Trust & Compliance

This is a guide for the HSBC TravelOne program. Individual program terms set by HSBC always apply.
Cashard never requires your card PIN, CVV, OTP, password, or login credentials.
All value recovery transactions are escrow-protected. Payout after verification only.
See our full Trust & Security framework for details.

Frequently Asked Questions

What is HSBC TravelOne worth per point?

HSBC TravelOne points are worth ₹0.20-₹0.50 depending on redemption. Bank catalogue gives ~₹0.20/pt (worst), travel portal gives ₹0.40-₹0.50/pt (best), and Cashard value recovery offers ₹0.30-₹0.40/pt.

Does HSBC TravelOne have airline transfer partners?

No. Unlike HDFC Infinia or Axis Magnus, HSBC TravelOne does not offer direct airline transfers. Points are best used through the SmartValue portal for travel bookings.

Do HSBC TravelOne points expire?

Yes. Points typically expire 2 years after earning. If you close the card, all accumulated points are forfeited.

Should I sell my HSBC TravelOne points?

If you don't plan to travel, Cashard value recovery (~₹0.30-₹0.40/pt) is better than letting points expire or redeeming through the bank catalogue (~₹0.20/pt).